It Costs More to Raise Children Now

“People in the past had (more) kids even though they had less wealth.”

That statement is made to try to cajole people into having (more) kids, as though other factors haven’t come into play.

Life has changed.

More people used to live on family farms or above family shops. The kids were working in the family business as soon as they could walk. Or the kids were going to work in factories, mines, or other income-earning jobs.

If mom and dad weren’t working the family farm or shop together, dad could be working his entire career for the same employer, in the same town.

High school is not much more than a century old, and a much smaller percentage of the population went to college.

Now, for many “professional” or career-type jobs, at least a Bachelor’s degree is required by employers. Landing a job, and subsequent promotions, often requires jumping from company to company and relocating. When you have kids, that becomes very difficult. Layoffs don’t help! If you’re getting your health insurance through your employer, it’s much less of an issue if you’re childfree.

Kids were financial assets from an early age, now they are liabilities for 26-plus years.

Most people don’t think it’s good or even acceptable anymore to have kids, especially kids of the opposite sex, sharing small bedrooms, so each additional child can mean needing an additional bedroom. Even if you’re willing to cram your kids into a small place, housing costs have outpaced inflation.

As have automobile costs, and each child needs their own seat, with a special child’s seat contraption, and then a booster seat, almost until they’re ready to drive themselves. This isn’t the old days of packing onto the floor of a van or the back of a station wagon. Speaking of driving themselves, there are more restrictions on teens driving. Having kids usually means needing larger automobiles.

Healthcare costs have also outpaced inflation. Oh, there are glasses/contacts, dental work, orthodontics, therapy…

College costs have also outpaced inflation. But before college, there’s hiring tutors. Public schools involve certain costs, too, but if you find them unusable, how much do you think private schools cost, hmmm? Oh, “Just homeschool!”? Who’s paying off mom’s student loans then, eh? Homeschooling usually isn’t entirely free, and means much less time and ability to earn income.

I won’t even get into the costs of day orphanages (daycare).

Birthdays. More kids today have a party every year. That doesn’t just mean you have to pay for your own kid’s party every year. There’s buying gifts for, and attending their friends’ parties, too. The time itself is costly. And of course there’s the really big birthday parties: Sweet 16, quinceañeras, bar and bat mitzvahs, which are rivaling weddings for expense and trouble.

Recreation and entertainment costs have gone up. Do you know what it costs to visit a major theme or amusement park now? Professional sports games/matches?

Are you going to pay for your child’s wedding??? 

None of this is even taking into consideration that your child might get involved in something as simple as a schoolyard fight that, nowadays, will require you to hire lawyers. Those aren’t cheap.

What if your child has special needs or a disability? This can not only be costly in money, but time, effort, and freedom as well. And that might continue the rest of your life.

Let’s not forget taxes and all of the other ways government of various levels collects money from us that have increased.

And what happens if the person you made the kid with decides they don’t want to be married anymore? How much is a divorce and ongoing battles over custody, support, and other matters going to cost? How much will the support cost? Therapy for the kids?

No matter how much the fertility rate panic pushers try to gloss over things, children are expensive, draining, and limiting.

People often want to have the same “things” others have, if they see it’s a better life. People also see what other people go through and realize they don’t want that in their life. Many childfree people see what parents deal with, and say “No thanks!” The panic pushers don’t want people to believe their “lying eyes.”

Maybe some of those people in the past or elsewhere are poor mainly because they had more children? It’s also possible poor people have (more) kids because they are something that is “theirs” and they think they can control. Everything else is only theirs until it gets repossessed or their landlord raises rent.

None of these people telling you to have (more) kids are going to be there to pay your bills, or deal with the toils and troubles. No, that will be up to you. And some of those people will be first in line to criticize you if you don’t handle parenting exactly the way they want you to. Because it isn’t simply, “Have kids.” No, no, no… it’s “Have kids, then do everything else the way we say, too.”

They want you to feel guilt and shame for wanting to be somewhat secure, wanting to enjoy your life and freedom, not wanting to struggle. They’ll say what approaches “But you CAN afford kids! You can rent a few square feet in Montana & live in a tent!”

Haven’t we heard over and over again that people sacrifice and struggle and work hard so that future generations have a better life, and can live better than previous generations? And yet if you try to actually fulfill that by living a better life, these panic pushers freak out. These fertility cultists seem to be saying, “No, not a better life for you! Someone else, down the line!”

In addition to monetary costs, many people staying with the default of being childfree also think children should have parents who will stay together, cooperate, and treat each other well, but are perceiving, correctly, that they can’t provide that, or there’s a significant risk of not being able to provide that.

The claim that concerns about the costs of raising children aren’t warranted doesn’t withstand scrutiny.

The Costs of Raising a Child