If you're a breadwinning man, the state marriage contract is bad. Some states are worse than others, but every state's marriage contract is bad. What it does is:
- Forces you to share your earnings; anything you buy with your earnings also belongs to her
- Obligates you to pay the lawyers who will attack you should either of you want a divorce.
- Obligates you to make payments to her no matter how terribly she behaves, even if she cheats on you and leaves. In some places these payments can continue for the rest of your life.
- Assigns paternity (financial responsibility) to you should she get pregnant, even if she was knocked up by cheating. If you WANT paternity, you can get it without being legally married.
- Makes her your default beneficiary (meaning, she financially benefits if you die). If you WANT her to be your beneficiary, you can do that without being legally married.
- Makes her your next of kin, so she can make medical decisions for you. Again, if you WANT her to have that power, you can arrange for that without being legally married.
- She can be placed on your insurance. That is of no benefit to you.
Most men shouldn't agree to sign a state marriage license (contract) or otherwise enter into a state marriage contract (which, in some places, can happen pretty much by living together long enough).
A woman who asks, invites, or pressures you to agree to enter into such a contract is asking you to do something that's bad for you. That's not a loving thing for her to do.
A woman who wants to be a good wife can be a good wife without the bad state contract. You two can negotiate agreements, including legally binding agreements (such as for a joint account), if you want, although anything that would be legally binding should involve lawyers. This way, you can avoid or mitigate some of the terrible elements of the state contract. For example, you might agree that she can live in your place and you'll keep a certain amount of money in a joint account she can use, and you'll make regular contributions ("gifts") to a retirement account for her, only as long as you are on good terms. She'd have no claim or expectation to ongoing payments from you, half of any of your assets, or equity in the house should the relationship end. All that stuff has to be worked out with attorneys, and my best advice is never to live together at all, not to have joint accounts, and never let a woman get "accustomed" to financial/material support from you, but my point is that if a woman is willing to truly "take care" of you and you're willing to compensate her in return, that can be done without legally marrying.
Remember, you don't need to legally marry to:
- have companionship
- have dates
- have sex
- have a wedding ceremony
- commit
- share a residence
- share finances
- be monogamous
- have children
So reject the terrible state “marriage” contract. Keep your power, money, and freedom.
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